Financial Information

Dr. Emerson with patient

Complimentary Consultations, Affordable Payment Plans, Low Monthly Payments (Always Interest Free), And Even A No Down Payment Option

At Emerson Orthodontics, we never charge a fee until we start treatment. You will be able to discuss fees and payment options before treatment begins. We offer financial packages that will suit anyone's needs.

Whether you take advantage of our discounted "pay-in-full" plan, work through our office with the "No Down Payment" plan from CareCredit, or use Emerson Orthodontics' complimentary "ALWAYS INTEREST FREE" option, we will create a plan that fits you. We accept more types of insurance plans than anyone in Tulsa, and file the necessary papers to the insurance company.

We work hard to make your smile affordable to you and your family. All consultations are 100% complimentary. Furthermore, payment plans are always interest free. We are proud of our reputation for being a generous office.

For your convenience, we accept the following payment methods:

  • Credit Cards (including monthly auto-draft): Visa, MasterCard, Discover Card
  • Cash, Checks
  • CareCredit
  • Flexible Spending Accounts (FSA)
  • ACH automatic withdrawal from bank account

We are Premier Providers for Most PPO Insurances

At your consultation, we will help determine if you have orthodontic coverage available. Many offices do not accept orthodontic insurance; therefore, the patient is responsible for collecting from the insurance company. Other offices 'accept' from your insurance, but the doctor is not a participating provider with the insurance company. As a result, you are unable to receive the maximum benefit of your insurance plan (i.e. a lower or "capped" treatment fee with greater insurance coverage).

Here is a list of some of the insurances we participate with:

  • Aetna
  • Assurant
  • Blue Cross Blue Shield
  • Cigna
  • Delta Dental
  • GEHA
  • Guardian
  • Health Choice
  • Humana
  • Metlife
  • Mutual Assurance Administrators
  • Resource One
  • United Concordia
  • United Healthcare



I have hated my teeth since I can remember! Finally just after my 50th birthday I can smile and be proud of my teeth! No more putting my hand over my mouth or smiling without teeth! I got my braces off today (after only 11 months worn)!!! Thank you Dr. Emerson and Thanks to your wonderful staff!!! Everyone there is wonderful. Dr. Emerson you did exactly what you said you would do and it looks better than I could have ever imagined!!! Thank you!!


I previously worked in the dental field myself for 25 years so I'm pretty picky when it comes to doctors. Emerson Orthodontics "had me at hello"! Aside from being extremely efficient, the doctor and his (obviously well picked) staff are warm, welcoming and friendly. The exact type of office I would have enjoyed working with! Which explains why I chose them for myself and my children's orthodontic treatment!!

american dental association american association of orthodontists southwestern society of orthodontists oklahoma dental association elite lingual orthodontist
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